Every car owner needs car insurance, so make sure you're not paying more than you need to.

Shopping for car insurance is a tedious process and you might be tempted to rush through it.  However, be aware that making small mistakes with your car insurance can be very costly.  Learn about these common mistakes and how to avoid them. 1) Not Reviewing Your Policy As previously mentioned, dealing with your car insurance can be a tedious, and many of us try to speed it up as much as possible.  As a result, many people don't take the time to look over their auto insurance policy before they renew it.  Your insurance agency doesn't always catch every change, so your policy might be more expensive than it needs to be.  Make sure you are getting all the discounts and reduced rates that you qualify for.  In this case, being lazy or too complacent with your auto policy can cost you some serious money. 2) Buying the Minimum Insurance Many car owners may believe that paying for the minimum amount of insurance mandated by their state is a cost-effective strategy.  However, this belief is rather short-sighted.  If you get into an accident, or if your car is somehow damaged, minimum car insurance won't do much to help you.  This means that the financial burden of repairs will fall to you.  It's much safer and more cost-effective to talk to your agent and figure out how much coverage you really need. 3) Not Considering Extras Just like with buying the minimum insurance possible, many drivers avoid insurance add-ons because they think they're saving money.  However, it's important to consider how bundling insurance policies under the same company can save you money.  Additionally, you should check out the add-ons your insurance company offers.  Chances are they'll have one that fills a gap in your coverage needs. Avoid making these costly mistakes with your car insurance and you'll get the coverage you need at a price that works for your budget.  When looking for the right auto insurance, East End Insurance Agency has you covered.  Located in Southold, New York, contact us for all your personal insurance needs.